Ummm,,, I and most people can come up with this Financial advice,,,

So one of the Finance places that I have some money invested,,,( not from my main Financial advisors company)  sends me an email touting the Financial advice attached below. 

Now - If you can't come up with the first  4 or 5 on this list you have been living under a stone ?  ya must be totally out of touch financially.... These are your Resolutions,,,


#1: Spend less
 #2: Save More

#3: Invest more

#4: Pay down debt

#5: Set aside money for an emergency

#6: Have a budget and stick to it

 #7: Save more for retirement

 #8: Consider buying a home

 #9: Save for your kid’s college

 #10: Learn more about finances